In personal
finance, portfolio management is fundamental because it permits people to
efficiently manage their investments to accomplish particular financial
objectives while striking a balance between risk and return. Diversification,
or investing in a range of asset classes, is emphasized by portfolio management
as a way to lessen the impact of market volatility. Investors may mitigate the
risk of any one investment by diversifying their money over multiple categories
of assets. A well-managed portfolio consistently grows over time by striking a
balance between safer, more stable options and high-risk, high-return assets.
Investment approaches are compatible with individual financial objectives
through portfolio management, such as supporting schooling, purchasing a home,
or saving for retirement. This goal-oriented strategy guarantees that
investments are made in accordance with predetermined time periods and intended
results. Assessing a person's risk tolerance-the amount of risk they can
tolerate-is a key component of portfolio management. In order to keep the
portfolio in line with the investor's risk tolerance, particularly when market
conditions shift, portfolio management entails regularly assessing investments
and modifying them as necessary to lower risk. People's financial objectives
and risk tolerance vary as they progress through various life stages (e.g.,
starting a family, entering the workforce, and approaching retirement).
Investments are modified by portfolio management to account for these shifts,
guaranteeing that the plan is still suitable for the person's changing
situation.
This Course
will help individuals to align their investments with their financial goals,
risk tolerance, and life circumstances. By managing risk, optimizing returns,
ensuring tax efficiency, and maintaining discipline, a well-managed portfolio
can help individuals build wealth and secure their financial future.
| Course Status : | Upcoming |
| Course Type : | Core |
| Language for course content : | English |
| Duration : | 6 weeks |
| Category : |
|
| Credit Points : | 3 |
| Level : | Postgraduate |
| Start Date : | 15 Jul 2025 |
| End Date : | 31 Oct 2025 |
| Enrollment Ends : | 31 Aug 2025 |
| Exam Date : | |
| Translation Languages : | English |
| NCrF Level : | 6.5 |
| Industry Details : | Finance and Investment |
Week 1: Introduction to Personal Finance
Week 2: Portfolio Management and its role in
Personal Finance
Week 3: Understanding the Concept of
Systematic and Unsystematic Risk
Week 4: Capital Asset Pricing Model
Week 5: Portfolio Updating and Restructuring
Week 6: Behavioural Finance and Its Impact on
Personal Finance Strategies
Dr. Isha Narula is a graduate in commerce
from Delhi University and MBA in Finance and International Business from IP
University. She is a doctorate from Jamia Millia Islamia (Centre for Management
Studies) in Finance. Her area of interest is stock market efficiency,
behavioral Finance, derivatives, sustainability & carbon footprints and
it's impact on economic conditions. She has more than 13 years of teaching and
research experience. She has many research papers in national and international
journals of high repute. She has presented research papers in many national and
international conferences organized by IIMs and other institutes of high
repute. She has authored 5 books on project management, derivatives, business
environment and stock market efficiency. She has organized national and
international conferences and FDPs. She is also associated with value added
courses on NCFM in association with National Stock Exchange of India. She is
also the member of editorial board of Vivekananda Journal of Research. She is
currently working on MOOCs on portfolio management. She is also editor of
internal books and ABDC journals.
Enrolling and learning from the course is free. However, if you wish to obtain a certificate, you must register and take the proctored exam in person at one of the designated exam centre’s. The registration URL will be announced when the registration form is open. To obtain the certification, you need to fill out the online registration form and pay the exam fee. More details will be provided when the exam registration form is published, including any potential changes. For further information on the exam locations and the conditions associated with filling out the form, please refer to the form.
Grading Policy:
Assessment Type | Weightage |
Weekend Assessment | 25% |
Final Exam | 75% |
Certificate Eligibility:
Score | Type of Certificate |
>=90 | Gold |
76 - 89 | Silver |
61 - 75 | Bronze |
40 - 60 | Successfully Completed |
<39 | No Certificate |
Sample Certificate:
Disclaimer: In order to be eligible for the certificate, you must register for enrolment and exams using the same email ID. If different email IDs are used, you will not be considered eligible for the certificate.
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