This course provides a structured approach to personal finance and investment planning, equipping participants with essential financial literacy skills. It covers four key areas: understanding personal finance, contingency and insurance planning, investment and tax planning, and retirement and estate planning. Participants will learn budgeting, cash flow management, goal setting, and risk assessment through insurance. The course also introduces investment concepts, including stocks, mutual funds, Sensex and Nifty, fixed-income securities, and tax-saving avenues. Additionally, it emphasizes retirement planning, pension schemes like NPS, and estate planning through nominations, wills, and power of attorney. By the end of the course, learners will be equipped to make informed financial decisions and secure their financial future. With rising inflation, increasing financial complexity, and limited financial literacy in India, this course empowers students to make informed money decisions, build wealth, and achieve long-term financial security.
| Course Status : | Upcoming |
| Course Type : | Elective |
| Language for course content : | English |
| Duration : | 8 weeks |
| Category : |
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| Credit Points : | 3 |
| Level : | Undergraduate/Postgraduate |
| Start Date : | 12 Jan 2026 |
| End Date : | 30 Apr 2026 |
| Enrollment Ends : | 28 Feb 2026 |
| Exam Date : | |
| Translation Languages : | English |
| NCrF Level : | 6.5 |
| Industry Details : | Banking & Financial Services |
Week 1: Foundations of Personal Finance
Week 2: Managing Financial Risks - Contingency & Insurance Planning
Week 3: Investment Basics - Stocks, Indices & Mutual Funds
Week 4: Fixed Income, Tax-Saving & Government Schemes
Week 5: Risk and Return Analysis
Week 6: Debt Management and Loan Planning
Week 7: Retirement Planning & Power of Compounding
Week 8: Estate Planning & Wealth Transfer
Dr. Deepika S.R. brings over a decade of teaching experience. Specializing in finance, she is proficient in a range of subjects, including financial derivatives, security analysis and portfolio management, and financial risk management. Beyond academia, she actively serves as a resource person in national-level faculty development programs and workshops. She is a passionate teacher who strives to simplify complex financial concepts in layman's terms. Her expertise lies in breaking down complex financial concepts into clear, easy-to-understand language for students. Dr. Deepika's commitment to financial literacy extends beyond the classroom; she leads by example as a goal-oriented investor, navigating both bullish and bearish markets with finesse. Additionally, she shares her insights on personal finance and investments through her YouTube channel.
Dr. Deepika S.R. holds a Ph.D. in Finance from Bharathiar University, specializing in Financial Derivatives. Her academic journey has been marked by consistent excellence, securing a university rank in her undergraduate studies. Additionally, she is a qualified UGC – NET (Management) scholar.
Dr. Sharanya M is an Assistant Professor in the School of Business and Management. She has 10 years of experience in academia. Dr. Sharanya holds a Bachelors and Master’s degree in Commerce from Christ University. She earned her Ph.D. from Annamalai University, Tamil Nadu. Her thesis focused on the role of digital marketing in consumer psychology and FMCG purchasing decisions. Her expertise spans marketing and banking, where she has authored textbooks and taught extensively. Dr. Sharanya has published numerous research papers in UGC and Scopus-indexed journals in marketing and finance. She actively participates in national and international seminars and conferences, staying engaged with academic developments. Dr. Sharanya is also a freelance soft skills trainer, conducting workshops for undergraduate students across various colleges.
Enrolling and learning from the course is free. However, if you wish to obtain a certificate, you must register and take the proctored exam in person at one of the designated exam centres. The registration URL will be announced when the registration form is open. To obtain the certification, you need to fill out the online registration form and pay the exam fee of Rs.750/-. More details will be provided when the exam registration form is published, including any potential changes. For further information on the exam locations and the conditions associated with filling out the form, please refer to the form.
Grading Components:
Internal Assignment Score: This contributes 25% to the final grade. It is calculated based on the average of the best 4 out of 8 assignments submitted during the course.
Proctored Final Exam Score: This contributes 75% to the final grade and is based on the proctored final exam, which is scored out of 100.
Overall Course Score: The overall course score is the weighted sum of the internal assignment score and the proctored final exam score.
Assessment Type | Weightage |
Weekend Assessment | 25% |
Final Exam | 75% |
Eligibility for Certification:
To qualify for the course certificate, you must meet both of the following criteria:
If either of these conditions is not met, you will not be eligible for certification, even if your final score is 40 or higher (out of 100).
Score | Type of Certificate |
>=90 | Gold |
76 - 89 | Silver |
61 - 75 | Bronze |
40 - 60 | Successfully Completed |
<39 | No Certificate |
Sample Certificate:
Disclaimer: In order to be eligible for the certificate, you must register for enrolment and exams using the same email ID. If different email IDs are used, you will not be considered eligible for the certificate.
The certificate of completion will include your name, photograph, and final exam score, along with a detailed score breakdown.
It will be electronically verifiable through the SWAYAM platform at https://swayam.gov.in/. Please note that only an e-certificate will be issued. Printed or hard copies will not be provided.
We sincerely appreciate your participation and interest in our online courses and certification programs. Wishing you continued success and an enriching learning experience with IIM Bangalore.
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